Does your plumbing company have insurance?

Does your plumbing company have insurance?

A plumbing company performing service in your home should have General Liability Insurance and a current Workman’s Compensation insurance certificate. Upon request, the plumber should be able to provide you with a copy of his insurance like Plombier à Paris, Nos artisans agréés interviennent à domicile pour toute prestation autour de la plomberie Plombier Paris!

General liability insurance covers damage that might occur to your home directly caused by the plumber. If the plumber does not have his own general liability policy, any damages would be covered by your homeowners insurance. Typically the plumber should carry a minimum of $500,000.00 in general liability insurance, but it is not uncommon for plumbers who do commercial plumbing to carry $3,000,000.00 in coverage.

Workman’s compensation insurance covers an injury to the plumber while he is working in your home. So as a customer you do not need to worry about being responsible for a plumber having an accident while working in your home.

Do you offer Emergency Service after hours?

A plumbing company that advertises that they have “24/7” plumbing service should have a customer service person ready to take your call after hours. Further, the plumber should have on-call or after hours plumbers available to repair your plumbing emergency.

Does the plumber use Quality Materials?

Does the plumber install quality, recognizable, brand name fixtures and materials that offer manufacturer’ warranties to the consumer? What brands does he stock and carry on their service trucks?The manufacturers of plumbing parts, fixtures, and appliances typically offer a limited replacement warranty on their products.

Will my work require a permit from the city or county where I live?

Typically, you must be a licensed Master Plumber to secure a plumbing permit. The city or county will inspect the plumbing at various times during the installation to insure that the project is done to the local and state plumbing codes. An unlicensed plumber is unable to pull the necessary permits when work is being done, and they probably are not adequately trained in current plumbing code requirements.

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